Losing your phone in 2023 was unfortunate. Losing your smartwatch, earbuds, and tablet in 2025? That is a tech disaster—and a big hit to your wallet.
Welcome to the rise of gadget and wearable insurance. As we rely more on devices for fitness, banking, work, and life, these policies are becoming essential. Modern plans now cover accidental damage, theft, screen cracks, and even liquid spills—some even include door-to-door pickup and repair.
With average flagship smartphones costing over ₹90,000 and smartwatches over ₹30,000, repair or replacement costs can hurt more than ever. Gadget insurance starts at a few hundred rupees and can save you thousands, especially if you are a student, remote worker, or frequent traveler.
But here is the pro tip: always check for hidden exclusions. Accessories are usually not covered, and theft claims require an FIR. Still, in a hyper-connected 2025, this small investment is worth it for keeping your digital life running smoothly.
