Mental health is no longer a hidden topic. It is finally getting the attention it deserves, and the insurance world is catching up quickly. By 2025, more insurers in India and around the world will include psychiatric consultations, therapy sessions, and even hospitalization for mental illnesses in their standard health insurance policies.
What changed? The pandemic years showed us that mental wellness is as important as physical fitness. Stress, anxiety, and burnout are not just HR terms. They are real issues that millions of people face, and treatment should be accessible and affordable.
IRDAI has already required mental illness coverage, but the real win comes from how insurers are innovating. Some companies offer unlimited online counseling sessions. Others have developed wellness apps that help track emotional well-being.
So, if you are buying a health plan today, make sure mental health coverage is a priority. It should be a key part of your policy. A sound mind deserves as much protection as a healthy body.
