Enjoy Steady Cash Flow While Your Wealth Continues to Grow
Your Smart Way to Regular Income from Investments
You’ve worked hard to build your wealth, and now it’s time for your investments to work for you! A Systematic Withdrawal Plan (SWP) is like setting up a regular salary from your investments, giving you a steady income stream while potentially allowing the remaining corpus to continue growing.
Imagine you have a significant investment in a mutual fund. Instead of withdrawing a large lump sum, which might disrupt your long-term growth, an SWP lets you take out a fixed amount at regular intervals – say, monthly or quarterly. It’s a disciplined way to manage your cash flow, especially useful during retirement or when you need a supplementary income.
This intelligent approach helps you meet your recurring expenses without liquidating your entire investment, ensuring your money keeps working for you in the background. It’s about smart financial planning that balances income needs with long-term wealth preservation.
Why SWP is a Smart Choice for You:
- Regular Income Stream: Provides predictable cash flow to cover your expenses, just like a salary or pension.
- Tax Efficiency: Withdrawals are often more tax-efficient than traditional dividend payouts, especially from equity funds after a certain holding period.
- Capital Preservation: By withdrawing only a portion, your remaining investment continues to participate in market growth, preserving and potentially growing your capital.
- Flexibility: You can choose the withdrawal amount and frequency, and even pause or stop the SWP as your needs change.
- Rupee Cost Averaging (in reverse): When market values are high, fewer units are sold to meet your withdrawal amount, and more units are sold when values are low, optimizing your withdrawals.
Plan Your SWP with Confidence
Personalized Planning
Our experts help you determine the ideal withdrawal amount and frequency based on your income needs and investment corpus.
Optimal Fund Selection
We assist you in choosing the right mutual funds for your SWP that balance growth potential with stability for consistent income.
Seamless Setup & Management
Our user-friendly platform makes it easy to set up, monitor, and modify your SWP with just a few clicks.
Ongoing Support
Receive continuous guidance and support to adjust your SWP as your financial situation or market conditions evolve.
